In Rachel Cruze's book Know Yourself, Know Your Money, she writes about money personality.
"Your money personality is made up of seven tendencies that identify how you handle money. They are:
- Spender or Saver
- Nerd or Free Spirit
- Experiences Person or Things Person
- Quality Person or Quantity Person
- Safety Person or Status Person
- Abundance Person or Scarcity Person
- Spontaneous Giver or Planned Giver
These tendencies are specific to how we deal with money. You likely lean toward one or the other of each tendency, but don’t overthink it. It’s a spectrum, so you might be somewhere in between.
You’re wired to think and act in certain ways, and while none of the tendencies are right or wrong, they do have implications. Understanding them will help you make faster progress on your financial goals."
I love how she says your tendencies are not right or wrong, but just knowing what they are will help you when you are out in the stores or online shopping. Stop and ask yourself: "Will this take me closer to my financial goals or further away from them?"
Take a minute to decide where you are on the spectrum and keep this in mind the next time you are ready to spend your money.
You can master your money... and I can help!
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