Photo credit: yahoofinance.com
Ignorance is NOT Bliss
One thing you do not want to be is in the dark about is where you are financially. I'm not saying you need to worry about money, but you need to know where it is going every month and how much you need to live on, both now and in your retirement years.
Take stock of what you owe. What are the outstanding balances on loans and credit cards and what are the minimum payments. If you never borrowed (charged) anything again, how long will it take you to pay off that debt? Are you willing to let it go that long?
Do you have any retirement saved? Do you know how much you will need monthly to live on once you are retired? Are you on track to get there?
Do you have children that want to go to college? Have you started saving for this or discussed with them some debt free options for attending college.
All of these things might bring some financial stress and you may be tempted to stop thinking about them and go on as usual. But you might find yourself in a worse situation if you do not address it now.
It's not too late. If you have been ignoring your finances in the past and now you realize you have a big mess and not sure how to proceed, I can help.
You can master your money... and I can help!
Contact Michelle Serna by filling out the Contact Me form to the right of this post.
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