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Spend Less
We are in a society where spending is normal. We see it - we don't have it - we want it - we buy it. Commercials and ads constantly bombarding us showing us all the things we never knew we "needed." Well, it's a lie. We don't really need most those things. We just want them.
Do you have the basics? Do you have a place to live and clothes to wear? Do you have transportation needs met? Do you have a grocery store nearby to buy food? This all you really "need." Everything else is extra.
Does this mean can't have the "extras"? No, of course not. But if you have debt, you will want to put buying "extras" on pause until you get your debt paid off. And once your debt is paid off, only purchase the "extras" you can afford. Don't go back into the debt loop again.
I can help you develop a budget, identify your needs vs. wants and help make a plan to pay off debts so you can buy the "extras."
You can master your money... and I can help!
Contact Michelle Serna by filling out the Contact Me form
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