Let's Talk
In marriage, do not be afraid to talk about money. In fact, if you don't talk about money, be more afraid of what will happen to your marriage.
Time and time again, we hear about couples divorcing. One of the top reasons for divorce is due to money stress. Stress shows up for many reasons. It can occur when you have irregular income due to self-employment or contracts expiring. It can occur when you have more month left than you have money. It can occur when you and your spouse have different spending and saving habits.
Ideally, come together before you get married and discuss your views on spending and saving money and debt. If you do not have the same perspective, that's ok. But it's critical to get on the same page about how you will come together to manage the household income and how you will spend it or save it.
It's never too late to talk about it. Go on a date to discuss goals. Where do you want to be financially in 5 years, 15 years, or at retirement? Do you have a plan to get there? Are you both on the same page? If not, what can you agree on about the future and about what you can do today to meet those goals?
I can help you look at your current situation and help you develop a plan to get to your goals.
You can master your money... and I can help!
Contact Michelle Serna by filling out the Contact Me form.
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