Post-Pandemic Spending
This is real. We have been under so many restrictions and have had to sacrifice so many things that it feels like we need a reward, we deserve to do something for ourselves. But think carefully about what you decide to reward yourself and your family with. You don't want to blow your budget or your financial goals. Make a plan and see how spending on the things you want will impact your financial goals. Will there be a significant delay in reaching your goals? Is it worth it? This way, whatever you decide, you will go in with eyes open and not out of emotion or impulse.
Per Dave Ramsey's website, here are some common areas we want to "splurge" on:
- Expensive meals
- Salon treatments
- Home repairs or remodels
- Traveling
- Cars
- Clothing
- Furniture
If you already gave in to these temptations, it's ok. Just re-map your goals and start fresh. We fall but we just get back up again.
You can master your money... and I can help!
Contact Michelle Serna by filling out the Contact Me form.
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