Photo Credit: marketwatch.com
Are you living paycheck to paycheck?
Depending on what survey you look, anywhere from 50-74% of people earning $50,000 or less are living paycheck to paycheck. And at least 25% earning more than $50,000 are too.
There are many reasons for this, but one is a lack of understanding about money and how to track it. There is a lack of understanding of what interest on a credit card or student loan is and how it compounds.
Sometimes it is because people are not taught about these basics or sometimes people use the excuse, "I'm just not good with money".
Unfortunately, a lack of knowledge or a lack of not being good at something does not make the problem of living paycheck to paycheck go away.
The good news is, it's never too late to learn. It's never too late to make a plan to get you free from the merry-go-round of paycheck to paycheck.
You can master your money... and I can help!
Contact Michelle Serna by filling out the Contact Me form to the right of this post.
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