Financial infidelity?
In an article by James McWhinney, "Top 6 Marriage-Killing Money Issues", he defines financial infidelity as:
"when one spouse hides money from the other"
What would cause a spouse to hide money or spending of money from the other? Primarily, it's a lack of communication and a lack of agreement on spending.
Coming together with your spouse to discuss finances should be a normal, regular routine. It doesn't have to take long once you have established a routine.
What does that routine look like? First and foremost, get together to write out all your sources of money and all money going out. No surprises! Get it all out on the table, even if you have never discussed it before. This is the first step to getting past "financial infidelity" and reducing distrust between spouses.
From there, it's a matter of setting up a budget and sticking to it. Meet weekly, bi-weekly or, at a minimum, once a month for a quick overview of where your money went and what's changed for the next month so you can adjust accordingly.
It may seem overwhelming at first, but after just a couple months, you will feel like a pro!
I can help you set up a plan to reach your financial goals that will get you back on track and build up that trust again with your spouse.
You can master your money... and I can help!
Contact Michelle Serna by filling out the Contact Me form to the right of this post.
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